What Are The Best 0% APR on Balance Transfer Cards?

This site will help you in making an informed choice at the end of the day when it comes to making your choice on a 0% APR on balance transfer.  

Before you jump on the bandwagon, it is of utmost importance to know the different offers in the market to fully understand the benefits and risks that come with it.

Top 0% APR Balance Transfer Credit Cards

The first on our list of credit card offers that​ feature 0 APR Balance Transfers is the Citi Platinum Select MasterCard. It offers an absolute 0 APR on Balance Transfers for 24 months and 0% Intro APR on purchases for 12 months. Aside from that, you can also make extra cash from Citi through discounts on gift cards, merchandise, travel purchases, and more. Additionally, owning a Citi Platinum entitles you to have maximum identity theft protection. The cherry on top of their benefits is the absence of any annual fee. 

Another Citi Mastercard  occupies the second spot of our top five - the Citi Dividend Platinum Select Mastercard. It offers 0 APR Balance Transfers for 15 months and lets you earn 5% worth of Cash Back options at department, clothing, and electronic stores for purchases made during the fourth quarter of this year. However, it operates under an opt-in system, so you have to enroll yourself. It also promises a 2% cash back on purchases for the first six months of use and 1% for the purchases after. It also does not have an annual fee, aside from having an average 5% cash back through Citi Bonus Cash Centers. 

A close third on the list of credit card offers with 0 Balance Transfer is the Discover More Card, with 0% APR Balance Transfer for 18 months and a 4% transfer fee. It also conveniently offers a 5% Back Bonus for purchases related to travel, home improvement, and gas. A 5-20% Back Bonus is also given if the cardholders decide to buy from their exclusive online store. Lastly, it offers up to 1% unlimited cash back on all other purchases. Slightly behind it is its sister - the Discover Open Road Card. This card offers a 2% Cashback Bonus at any restaurant or gas station, 0  APR on balance transfers for 12 full months and on purchases for 6 months. 

The last on the list of credit card offers with 0 APR Balance Transfers is the Blue from American Express. It offers a year of 0% Intro APR on purchases plus an Earn Membership Rewards for everyday purchases. Lastly, this is probably the only card that offers express approval, with a decision that can be made available right after 60 seconds. 

A few years ago, the nation went nuts when credit cards offering 0 APR On Balance Transfer made it easier for people to make transfers to accounts that offered high yield savings. This made people earn money in interest differences, allowing the holder to earn approximately two hundred dollars per card, before taxes. To most people, this was a very wise and economically strategic move as being able to make a 0 APR Balance Transfer made it easier for them to pay the total amount of their credit card debts, 294 days ahead of time on the average.​ 

With this list of information about the best balance transfers at hand, earning is definitely as easy as, hmmm, shopping!